What if your first home came with renters to help pay for it?

From our clients

What's a 2-flat?

A 2-flat is a Chicago building with one home on each floor. Most of the country calls it a duplex. A 3-flat has three homes, and a 4-unit building has four.

You live in one. Your renters live in the others. Every month, their rent goes toward the mortgage.

How much money do I need?

Less than most people think.

With a regular bank loan (called a conventional loan), you can put 5% down on a 2 to 4 unit building, as long as you live in one of the units. So on a $600,000 building, 5% down is $30,000.

Buying a 2-flat? An FHA loan (a loan backed by the government) is one more choice, and we can help you compare the two.

Is this right for me?

If rent coming in every month sounds good to you, you're who this page is for. Every buyer we work with started the same way, with one question.

And if a building feels like a bigger step than you want right now, a condo or a single family home is a great place to start. We help with those too. Either way, the first step is the same: text us your question.

What happens when I text you?

1. You text us a question. Any question. "Can I even do this?" is a great one.
2. Our team gets back to you, usually within one business day.
3. If you want to talk, we set up a short call at a time that works for you. If you'd rather keep texting, that works too.

You don't need a lender, a budget, or a building picked out.

Text us your question

Why us?

My first property was a house hack. That's when you live in one unit and rent out the rest. A renter helped pay my mortgage.

I've spent 20+ years buying rentals and flipping properties, with about $100 million in lifetime sales. Today our team helps first time buyers take that same first step, one question at a time.